The Social Security Playbook is out now.Get the book →

Keynote speaker · Author · Adjunct Professor of Finance, Johns Hopkins

Retirement has changed. Most people are still planning for the old version.

Today's retirement can last 25 to 30 years, almost as long as a career. I help audiences, and the financial firms that serve them, plan for the full length of it: the two biggest decisions, and the life that comes after.

Stage photo: EY Entrepreneur of the Year (placeholder until the new stage shot)
365,000+subscribers across Next Chapter Media, built for adults 55+
30M+views on Social Security and Medicare explained plainly
15+ yrshelping Americans claim the benefits they earned
2books: Social Security out now, Medicare next
ABC's Shark Tank Inc. 5000 EY Entrepreneur of the Year Entrepreneurs' Organization Johns Hopkins University

The idea

Retirement isn't the end of the story. It's your next chapter, and it deserves to be lived boldly. The enemy is not age. It's the old story, the belief that retirement is an ending.

The old retirement

The beginning of the end.

  • Slow down
  • Hope you've saved enough
  • Make money the entire plan
  • Retire from something
  • Play it safe

Keynotes

Four topics. One mission. A better next chapter.

Retirement is no longer a finish line. For millions of Americans, it's the beginning of a new chapter that could last 25 to 30 years.

But living that chapter well takes more than a retirement account. It takes smarter decisions about Social Security and Medicare, a plan for what comes next, and the confidence to make these years count.

My talks help audiences avoid costly mistakes, take control of their future, and turn retirement into a chapter worth living.

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01 Navigating the New Retirement

The Next Chapter: Why Retirement Has Changed and How to Live It Boldly

Retirement used to mean winding down. Not anymore.

With 25 to 30 years potentially ahead, retirement isn't a short finish line. It's an entirely new stage of life. And a financial plan alone isn't a life plan.

This keynote challenges outdated assumptions about aging and introduces a new way to approach retirement, with a plan for purpose, money, place, health, and people.

The takeawayStop planning only for the day you retire. Start designing the life you're retiring into.

About this talk

02 Social Security

The $182,370 Decision: Getting Social Security Right

For most Americans, Social Security is one of the biggest financial decisions they'll ever make. Yet too many make it on autopilot.

A 2022 NBER study put the median lifetime loss from claiming at the wrong time at $182,370 per household.

This eye-opening talk reveals what's at stake, why conventional claiming wisdom can fall short, and the seven big decisions that can shape a household's retirement income for decades.

The takeawayMaster the seven big Social Security decisions that can shape your retirement income for life, and make sure you get every dollar you've earned.

About this talk

03 Medicare

Medicare: Six Decisions That Could Shape the Next 30 Years

Medicare isn't just a health insurance decision. It's a healthcare access decision, determining which doctors you can see, which treatments you can receive, and what you'll pay, potentially for the next 30 years.

Six decisions. Three of them one-way doors.

This practical, eye-opening talk cuts through the confusion, exposes the costly mistakes people don't see coming, and gives audiences a clearer path through one of retirement's most consequential decisions.

The takeawayDon't just enroll in Medicare. Understand the decisions that will shape your healthcare access, choices, and costs for years to come.

About this talk

04 Purpose & Paycheck

Your Career Is Over. Your Best Chapter Isn't.

What happens when the career ends, the routine disappears, and retirement turns out to be longer, and more expensive, than expected?

A 30-year chapter needs more than a budget. It needs a reason to get up in the morning. And for many people, it needs opportunities to earn additional income without giving up the freedom they've worked decades to enjoy.

This energizing talk explores how older adults can turn decades of skills, knowledge, and experience into renewed purpose, meaningful opportunities, and practical ways to supplement retirement income.

The takeawayYour career may be behind you. Your ability to contribute, earn, grow, and make a difference isn't.

About this talk

Speaking

Put the Next Chapter on Your Stage.

Four keynotes, each built for 55+ audiences and the professionals who serve them. In person or virtual, 30 to 60 minutes, adapted to your event and your room.

Book Kwame to Speak

Financial advisory firmsCredit unions & banksEmployers & HR teamsAssociations & conferencesSpeaker bureaus
Kwame Kuadey

Workshops for financial firms

Bring the Next Chapter to your clients and your advisors.

Education-first sessions that position your firm as the trusted guide. No products, no pitches.

Client event

"Your Next Chapter"

I present at your client appreciation events, seminars, or prospect events. Clients leave clearer and more confident, and they associate that feeling with your firm.

OutcomeSeats filled, referrals opened, your firm positioned as the guide.

Advisor workshop

"Leading the Next Chapter Conversation"

Trains your advisors to guide clients through Social Security timing, Medicare, and the life side of retirement.

OutcomeStronger retention and advisors who can hold the whole conversation.

Focused session

Social Security & Medicare Essentials

A practical session on the two decisions that make or break a long retirement. Verified against current rules every time it runs.

OutcomeFewer costly mistakes, a room that trusts you.

Easy to clear through compliance. I don't talk investments or products, so your firm can bring me in without stepping on your own advice. I complement what your advisors do. I never compete with it.

Ask about a workshop

The books

The two biggest decisions, one playbook each.

Written for the reader at the kitchen table, verified against current rules, and built to be handed out at a client event.

The Social Security Playbook
Out now

The Social Security Playbook

Seven big decisions, the Claim Smart System, and every dollar you've earned. Opens with the $182,370 most households leave on the table.

Get it on Amazon
THEMedicarePlaybookCOVER COMINGKwame Kuadey
Coming soon

The Medicare Playbook

At 65 you walk through a door the industry calls enrollment. This book calls it what it is: a healthcare access decision for the next 30 years.

Get notified

Hosting a client event? Books are the best giveaway in the room. Ask about bulk orders →

My story

Fifteen years of helping people claim what they earned showed me the problem: nobody planned for a retirement this long.

For more than 15 years I've helped older adults get the benefits they earned, first one person at a time, then for an audience of more than 365,000. Being that close to the community showed me what the statistics don't: people were retiring with more to give and nowhere to put it, running out of money, wanting to age at home with no plan for it, and doing all of it alone.

That's why I co-founded Next Chapter Media, and why I speak. My own story overlaps: I built a company, watched it close, and rebuilt, which is how I know you never start over from zero. Age gives you experience, wisdom, and perspective, and a 30-year retirement spent winding down wastes all three.

Read the full story
Kwame Kuadey on stage at EY Entrepreneur of the Year
The Retirement Navigator podcast

The podcast

The Retirement Navigator

Conversations on Social Security, Medicare, purpose, and money, everything that makes a retirement well lived. For adults 55 and above who are ready to make their next chapter their best one.

Also from Next Chapter Media: Benefits Insider The Morning Step

What my audience says

Clear enough that people say so.

From public comments on Benefits Insider videos, watched by more than 365,000 people. The words are theirs. First names and locations are what they shared.

"
I love your reporting. You give the updates clearly and thoroughly without sensationalizing the information.
A viewerYouTube
"
You are not right or left leaning, just the facts. So many other so-called experts use scare tactics and false information.
SherryYouTube
"
What I just watched was the most easy to understand of all of these on Social Security. You could tell he knew what he was talking about.
BevIndiana
"
It explains at our level, without hype… the gibberish in government and finances.
GeraldineGreen Valley, Arizona
"
You explain it thoroughly, and I personally appreciate you. I contacted Chapter, and they helped me in reducing my two medicines… I'm so thankful I found you.
CindyOhio
"
Thank you for an easily understandable explanation of Social Security changes. You are an excellent teacher.
JackieYouTube

Event-host testimonials: to be added after the next bookings

Free for firms

The Next Chapter Client Event Kit

A short guide to running a retirement-education event clients thank you for: the format, the topics that fill seats, the compliance-friendly framing, and the follow-up.

For your own next chapter

One clear idea a week.

Social Security, Medicare, and the life after work, explained plainly. No panic. No politics. Just clarity.

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Book Kwame

Bring the Next Chapter to your clients.

Tell me about your event: the date, the audience, the format, and what you want the room to walk out knowing.