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02   Social Security

The $182,370 Decision: Getting Social Security Right

For most Americans, Social Security is one of the biggest financial decisions they'll ever make. Yet too many make it on autopilot.

A 2022 NBER study put the median lifetime loss from claiming at the wrong time at $182,370 per household.

This eye-opening talk reveals what's at stake, why conventional claiming wisdom can fall short, and the seven big decisions that can shape a household's retirement income for decades.

The takeawayMaster the seven big Social Security decisions that can shape your retirement income for life, and make sure you get every dollar you've earned.

What the room walks out with

  • What $182,370 is made of, and which decisions move it
  • The seven big decisions, in the order they come up in real life
  • Why claiming early is sometimes right, and how to know
  • The mistakes that can't be undone, and the ones that still can

What my audience says

Clear enough that people say so.

"
What I just watched was the most easy to understand of all of these on Social Security. You could tell he knew what he was talking about.
BevIndiana
"
I wish I had your book when I started receiving Social Security. I did everything on my own with no help and no guide…
DanitaSavannah, Georgia

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